How to Get a Replacement Car Key
It can be a hassle to lose your car key. It can also be expensive dependent on the type of car you have.
The easiest way to get a replacement is to call an auto locksmith. This is typically less expensive and faster than calling an auto dealership or roadside assistance.
Cost
A few years ago, losing your car keys was no big problem. You could go to your local hardware store and have an alternate key made. Fortunately, today, the process is much more complicated and costly. It's because cars are technologically advanced, and their keys too. While this can make the keys more secure against theft however, they are also more expensive to replace.
The cost of replacing a lost key will depend on the year, model and model of your vehicle. Many modern cars come with key fobs with a transponder chip in them to help prevent theft. These chips need to be linked to your vehicle, which typically requires a locksmith or a dealership. The cost of this service will differ based on the type of car you have however, it could be as high as $200.
Additionally, certain modern automobiles utilize laser-cut keys that have to be programmed with an exact machine, which is only available at dealerships or auto locksmiths who specialize in this. The cost of a spare key in this type of lock can be up to $100.
Another factor that will affect the cost of a lost key is the location you live in. It is likely that you will have to pay more for services if you live in an area with a lot of distance since the locksmith and tow truck have to travel far to reach you. Moreover, a locksmith will charge extra for holiday, after hours, and weekend hours.
You can cut down on the expense of replacing keys to your car by keeping a spare at home or in your wallet. Keep your vehicle's registration or title documents on your person. These documents will be required to prove ownership in the event that you need to contact a dealership for a new key. In addition, you could also utilize your roadside assistance service to assist in the process. You might be able to obtain temporary replacements based on the conditions and terms of your roadside assistance service.
Time
It can be very frustrating to lose your car keys, but it's important not to be anxious. Spend a few minutes searching for your keys in easy locations, like your pocket or purse. Then, walk back through automotive car key replacement and try to remember where you might have left keys. This may help you recall where you lost the keys, or even the location of them if they're in your car. If you're unable to locate your car keys, it could be time to find new keys.
The majority of newer vehicles have a remote key fob that uses a code to unlock and start the vehicle. This type of key has to be programmed to ensure that it can work with your vehicle. This is typically the job of an expert. Contact an auto locksmith and provide evidence of ownership.
The old-fashioned metal keys are easier to replace than the remote key fobs. They are 100% mechanical and simple to duplicate. A local locksmith can replace your lost key on spot. They can also duplicate the ignition cylinder for your vehicle and this is an additional cost. However, if you want to keep backups of the keys to your old car, you can go to a hardware store specializing in automobiles and have them copied quickly and cheaply.
You should also consider replacing your car keys if they're starting to appear worn. The use of keys over time can wear down the teeth on the key and cause it to be difficult to align them correctly. If the key begins to stick, it might be time to replace it.
The dealer might need to program the key if you have an older model or a high-end car. This is a complex job which can be costly and take a long period of time to complete. Depending on your car's make you might be able to have the work covered by your car warranty or insurance.
Availability
Even if your driving is excellent, you can still lose your keys. This can be a real hassle, especially if it happens at the most inconvenient times, like when you're at the gas station or grocery store and just want to go home. There are many options to replace a lost key. You can find an locksmith, call roadside assistance, or even your insurance provider.
You'll first need to determine the type of key you have. This is important since the different vehicles use different types of keys. Some keys are old-fashioned and lock with the key cylinder. Others include a chip which communicates with the vehicle to unlock doors and also start the car. Some of these keys are easily replaced by an auto-locksmith while others may require you to visit a dealer in order to get one from the manufacturer.
You should first read the instruction manual or call the dealer to get instructions on how to program the key to your vehicle. You'll need to provide proof that you own the vehicle and then wait a few extra days for the dealer to order an alternative. This process could also require you to bring the vehicle to a locksmith or service provider to get it programmed, so this isn't the best option for people working on tight schedules or are unable to move around.
If you have a spare key, the process will be much simpler. You can buy an online replacement key for your car for a reasonable price based on the model of your vehicle. If your keys are equipped with a transponder as well as a key fob, you will need to consult a licensed expert to replace them and program them. Based on the make and model, you may need to take it by the dealer or hire a locksmith to replace the key.
Another method of getting a new car key is using a bluetooth tracker. These tiny devices attach to your keyring and emit a signal that can be picked up by a mobile phone with an app installed. The app will reveal the whereabouts of your key so you can easily locate it.
Insurance
The majority of the time insurance for cars doesn't cover keys lost. However, there are exceptions. Some of the top insurance companies, who are committed to ensuring customer satisfaction, offer additional coverage for things like lost keys. It's usually an additional cost, but it can be less expensive than having to pay out from pocket for key replacement costs.

If your car insurance covers lost keys is contingent on the specific policy and the deductible. The majority of traditional keys are easy to replace, but those with an electronic fob or smart key is more difficult. These keys are laser-cut and use computers to transmit a signal to the vehicle, which means they are much more complicated to replace than traditional mechanical keys. These keys are also more expensive because you'll need to pay a locksmith as well as the key itself.
If you're trying to save money on a key replacement, consider using an auto club or roadside assistance service. These services can provide discounts for locksmiths and could even pay for the cost of replacing a key. Some of these firms also offer emergency lockout assistance, which can be useful when you're in a hurry and have to get back on the road.
You can also call your dealership to see if it can help. Locksmiths are typically on hand at all dealerships and could be able to create keys at an affordable price. However, if the dealer has to purchase a brand new key for your vehicle it could take a few days to receive. Whatever method you choose, be sure to save all receipts and documents so that you can file a claim with your insurance company for your car in the event of a claim.
The loss of your car keys is a common incident. It's not pleasant however, it can occur to anyone. There are ways to help you avoid the costly consequences. While the most affordable and quickest method of replacing your lost car keys is to call a local locksmith It is important to weigh the financial benefits against the time involved and the possibility of deductible payments prior to making a claim with your insurance company.