How to Get a Replacement Car Key
Losing a car key can be a traumatic experience. It can also be costly depending on the type you have.
The most convenient way to obtain a replacement is to call an auto locksmith. This is usually a less costly and faster option than calling roadside assistance or a dealership.
Cost
Up until recently the loss of your car keys wasn't a big deal. You could go to the local hardware store and purchase a new key. Fortunately, today the process is more complex and expensive. The reason for this is that cars have become more technologically advanced, which means their keys are now. And while this may make them more secure from theft but it also makes them pricier to replace.
The cost to replace a lost car key will differ based on the year, model and model of your car. Many modern vehicles come with keys with transponders to stop theft. The chips must be linked to your vehicle. This typically requires a locksmith or dealer. The cost will vary depending on the type of car you own however it could reach $200.
In addition, some modern vehicles utilize laser-cut keys that have to be programmed using a specific machine. This is only available at dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock is as high as $100.
Another factor that affects the cost of losing a key is the location you live in. content will likely have to pay more for service for an area with a lot of distance since the tow truck and locksmith have to travel a long distance to reach you. Additionally, a locksmith may be charged extra for holiday or after hours weekend work.
You can lower the cost of replacing a lost car key by keeping a spare at home or in your wallet. Keep the registration or title documents with you, as they will be required to prove that you're the owner of the vehicle should you have to contact the dealership to request an exchange key. You can also contact your roadside assistance service. You might be able to get temporary replacements based on the terms and conditions of your roadside assistance service.
Time
The loss of your car keys can be a hassle, but you shouldn't panic. Spend a few minutes searching for your keys in easy locations, like your purse or pocket. Then, walk back through your day and try to remember where you might have left keys. This will help you remember if lost them or if they're still in your car. If you're unable to locate your car keys, it could be time to purchase a replacement.
Most modern cars have a remote key fob that uses a code in order to unlock and start the vehicle. This type of key must be programmed to ensure that it is compatible with your vehicle. This is usually the job of a professional. Contact an auto locksmith to see whether they can take care of this, and you will also require proof of ownership.
Old-fashioned metal keys for cars are much simpler to replace than remote key fobs. They are 100% mechanical and are easy to duplicate. A local locksmith can replace your key on the right on the spot. They can also duplicate the ignition cylinder for your vehicle, which is an extra cost. If you'd like to keep backups of the keys to your old car you can visit a hardware store specializing in automobiles, and get copies of them quickly and inexpensively.
You should also consider replacing your car keys if they're starting to appear worn. Regular use can wear away the teeth on the key and make it difficult to align them properly. If the key begins to get stuck inside the lock, that's a sign that it is time to replace it.
The dealer may need to program the key if you have a newer model or a luxury automobile. This is a complex job which can be costly and take a considerable amount of time to complete. You may be covered by your car warranty or insurance according to the model of your vehicle.
Accessibility
Even if you're a seasoned driver, it's still possible to lose your car keys. It can be a major pain, especially when it happens at the most inconvenient moment like when you're at a gas station or grocery store and you're just trying to go home. There are many options to replace your lost key. You can find a locksmith, contact roadside assistance, or call your insurance company.
The first thing you'll have to do is identify the kind of car key you own. It is important to understand that different cars use different keys. Some keys are old-fashioned and lock with the key cylinder. Others include an electronic chip that communicates with the vehicle to unlock doors and start the car. Certain keys can be replaced by an auto locksmith, however you may have to visit a dealership to order one from the manufacturer if it is a smart key.
If you're using a traditional key or a smart key, your first step is to read the manual or call the dealership for instructions on how to program it to your car. You'll need proof of ownership, and you may need to wait a few days for the dealer to request a replacement. This procedure will also require that you take your vehicle to a locksmith, or another service provider, to have it programmed. It's not the best choice for those with limited mobility or strict schedules.
If you have a spare key the process is much simpler. You can typically purchase a replacement key online for a very low cost depending on the model of vehicle. However, if your keys are equipped with a key fob and transponder element, you'll need to go to a reputable expert to have them replaced and programmed. Depending on the make and model of your car this could require an auto towing service or letting a locksmith do it for you.
A bluetooth tracker is another option to obtain a replacement car key. These small devices attach on your keyring and emit an electronic signature that can be picked up using any mobile phone with an app installed. The app will then show you where the key is, to help you locate it whenever you require it.
Insurance
The majority of the time insurance for cars doesn't cover keys lost. However, there are exceptions. A lot of the top car insurance companies that are committed to customer satisfaction offer add-on coverage for things like lost keys. This is usually an additional cost, but it could be less expensive than paying out-of-pocket for key replacement costs.

The extent to which car insurance covers keys lost is contingent on the specific policy and the deductible. The majority of traditional metal keys can be easily replaced, but it may be more difficult if you own an electronic fob or smart key. These keys are laser-cut and utilize computers to transmit signals to the vehicle, so they're a lot more difficult to replace than traditional mechanical keys. These keys are also more expensive as you will need to pay a locksmith and the key itself.
Think about using an auto club service or roadside assistance to save money in the event of replacing a lost key. These companies may offer locksmiths discounted rates, and may even cover the cost of the purchase of a new key. Some of these firms also offer emergency lockout assistance, which can be useful if you're in a rush and are trying to get back on the road.
You can also contact your car dealer to find out if they can assist. Locksmiths are typically available at the majority of dealerships, and could be able to create keys for you at an affordable price. However, if the dealer has to purchase a brand new key for your model it could take a few days to receive. Keep all receipts and paperwork, whichever method you choose. This will enable you to make a claim with your insurance company.
Losing keys to your car is a frequent incident. It's not pleasant, but it can occur to anyone. There are ways to help you avoid costly consequences. The quickest and cheapest way to replace keys for your car is making contact with a locksmith local to you. However, it is important to weigh the financial benefits against the time and cost that are required prior to making an insurance claim.